To an employee, going to work every day becomes a routine. Once comfortable in a job environment, it can be easy to show up, do your job, and then go home. But sometimes a routine like this can be interrupted if an accident occurs at work and you are hurt as a result. Then, things can get complicated.
Many employees who are injured while in the course of their job have a lot of questions about their injuries. A number of concerns may revolve around workers' compensation benefits.
These types of benefits can be distributed to a worker who was injured at work. However, not all injuries are eligible for workers' comp benefits. Only injuries that occur "during the scope of performing" their job can result in the benefits. However, benefits can be reduced if the worker contributed to the accident by neglecting safety procedures or equipment.
The process of filing a claim can be complicated and confusing. In many instances, records of incident reports and medical reports are required.
Often, there are additional steps such as choosing a medical provider. Typically a workers' compensation provider will recommend someone. Workers who choose to see a private medical provider may end up paying more when compared to seeing a provider who was referred.
Additionally, the injured worker will likely have to work with an occupational health professional. This type of professional will monitor the worker's injuries and recovery process. Typically once the worker reaches a point where he or she does not require any more medical attention, the benefits will cease.
This is only an overview of some of the workers' compensation issues that can arise after a work accident. If injured at work and trying to figure out what to do next, it can be beneficial to speak with someone who understands the process and the nuances of workers' compensation law.
Source: Vail Daily: "Vail health column: Common workers' compensation questions," Ginger Hatton, Aug. 22, 2011.