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America's workplace safety framework, Part 2: The cost of injury

In many cases, employers are very responsive to the needs of their employees. On a very basic level, this means making sure that all employees have what they need to be safe and successful on the job.

While some employers exceed basic workplace safety standards simply because it’s the right thing to do for employees, others simply do what is mandated by law. Of course, complete failure to meet safety mandates puts employees at risk, but meeting the bare minimum for safety can also be detrimental.

As we covered in our previous blog post, the current process for rolling out new safety standards tends to be quite difficult. Combined with the failed efforts of employers to provide a safe work environment, numerous employees' physical and financial health may be put in jeopardy.

To add to the mix, OSHA’s director believes that workplace injuries can contribute to poverty. He indicates that some jobs present the opportunity for some people to move up into the middle class. However, being injured on the job introduces financial instability.

Without paychecks coming in and medical expenses stacking up, it's easy to see how a person could lose social mobility. Not only that, but a permanent injury could also keep a person from returning to a well-paying job.

Workers can benefit tremendously from pursuing compensation after an injury occurs. Knowing how challenging the road to recovery can be, in addition to the potential long-term consequences, having critical support in a time of need could go a very long way. Having medical and partial wage coverage addresses the two major concerns for injured workers.

Source: NBC News, "OSHA Chief: Inequality in America Is About Workplace Hazards, Too," Seth Freed Weddler, July 14, 2014

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