Each year, numerous Colorado workers suffer a variety of on-the-job injuries. Nearly everyone knows that employers are required to carry state mandated insurance coverage that helps injured workers, but not many people understand what benefits they may be entitled to receive. Below are some of the most common workers’ compensation benefits available, depending on the severity of the injury suffered.
The workers’ compensation system in Colorado covers medical costs for those injured while working, though not every worker is included in the comp program. These benefits include all medical costs that your attending physician deems necessary to your recovery. However, not only doctor visits and prescriptions are covered. Coverage is also available for physical therapy and any medical equipment you may need that is integral to your rehabilitation.
If you will be out of work for any length of time due to your work injury, you may receive a certain percentage of the wages you are losing. Temporary total disability and temporary permanent disability benefits may be available if you will be returning to work, but not for a specified amount of time. For an injury from which you may never totally recover, it may be possible to receive permanent partial or permanent total disability.
If you lost a loved one due to an on-the-job accident, it may be possible for you to receive death benefits. These benefits can include assistance with the funeral and burial of your loved one and compensation for the loss of his or her income. An attorney can help you determine what benefits you are entitled to under your specific circumstances.
These workers’ compensation benefits are available, but you still may not be offered all of the benefits to which you are entitled. If you were injured at work, it may be in your best interests to consult with a Colorado attorney in order to ensure that you have access to all of the assistance you require to facilitate your recovery without having to stress about how you will pay your bills. You can visit our website for additional information.