In this final part of our series on Amendment 69, we look at the possible negative effects that ColoradoCare could have on injured workers in Colorado.
Important note: This article series is NOT an endorsement for or an argument against Amendment 69. We are offering information on the amendment solely to allow voters to make the right choice for themselves and their families on Election Day.
Arguments Against Amendment 69 and ColoradoCare
While some people support the passage of Amendment 69 to see ColoradoCare become a reality, there are also many people who do not want this to happen. Opponents claim that the amendment is bad for workers in Colorado because there will be:
- An increased tax contribution: Workers will see their required tax contributions rise to fund the new payroll tax. Individuals will be responsible for 3.33 percent of the new tax. Self-employed individuals and small businesses face additional financial issues, as they would also be required to cover the 6.67 percent payroll tax increase that is passed along to employers.
- Possible issues with “red tape” and bureaucracy: Despite claims about the positive effects Amendment 69 may have on medical care for injured workers, it ultimately ends up splitting the workers’ comp system into two separate pieces. One part (ColoradoCare) will handle the medical side of workers’ comp, while another (the remnants of the existing workers’ comp system) will be tasked with handling payments for lost wages and other benefits.
- Possible diminished care/services: Some insurance industry pundits have suggested that if Colorado adopts a single-payer system, some medical providers may choose to leave the state. If this happens, it could lead to diminished care levels for certain types of conditions (if the experts in that field leave).
For these reasons, along with other concerns, other states that have proposed similar amendments (California and Vermont) excluded workers’ comp from the coverage such amendments would provide.