Dental injuries resulting from workplace accidents can raise some complex medical and legal issues. Why does a dentist insist on treating pre-existing dental problems before addressing a dental injury resulting from a workplace accident? Who pays for the treatment of pre-existing dental problems? What if the dentist has no experience handling workers' compensation claims?
The Colorado workers' compensation system provides vital assistance to people who suffer on-the-job injuries. The benefits provided cover medical costs, partial replacement of wages, and when indicated, disability benefits. But in some cases, benefits can be reduced before an injured worker reaches the point of maximum medical improvement.
What goes in your medical record can determine what types of medical care you receive and the duration of your treatment. Therefore, you should act appropriately when you visit your doctor. This is especially true if you are seeing a doctor who has been selected by the insurance company. In any case, your doctor will observe your behavior, note how you speak about your injury, and even examine the way you walk in and out of the doctor's office. If what the doctor sees conflicts in some way with the symptoms you claim to be experiencing, it could harm your claim.
It took years of work, but with the signing of H.B. 17-1229 last month, first responders and other workers in Colorado can now get workers' compensation benefits for job-related post traumatic stress disorder (PTSD). Colorado thus joins a small number of states that recognize PTSD as a compensable work illness.
Some types of work injuries are obvious. When a worker breaks an arm in a fall or suffers burns in an explosion, there is physical proof of the injury. But the effects of an injury that causes back pain, or a concussion, or a repetitive stress injury may not be so apparent. Because workers' compensation insurance companies wish to keep their claim costs low, they may try to limit benefits for these kinds of injuries, or deny some claims altogether.
In recent years, the number of older workers has steadily increased. In April 2017, the percentage of people in the workforce aged 65 and older reached 19 percent - the highest it's been since 1962.
Construction employees work around hazards such as tall heights, heavy equipment, and sharp tools. When accidents happen the injuries can be worse than in most professions. These injuries will have a major impact on daily life and can last a long time. When employees see that their workers' compensation benefits are not what they need then many ask, "Can I get both workers' compensation and disability benefits?"
When an employee is injured on the job, he or she may have need of medical treatment. It may be difficult for the employee to manage this treatment for many reasons that involve the employer, the employer's insurance company and even the medical professionals charged with the employee's care. At The Eley Law Firm in Denver, we strive to help Colorado employees understand the provisions of medical benefits and how it ties in to injured workers' rights.
Coal is a highly combustible material and anyone in Colorado who works with coal or at a coal-burning power plant knows just how dangerous the stuff can be. Just because an employee has to deal with potentially dangerous materials all day long does not mean, however, that it is acceptable for employers to be anything short of vigilant in regard to employee safety. Sadly, accidents do happen, however, and when they do, injured Colorado employees are entitled to medical benefits to help with recovery.
In some Colorado workers' comp cases, injured workers with permanent disabilities have the option to choose a lump-sum payment instead of receiving monthly benefits.