There are some workplace hazards that endanger only the employees. But in some cases, workplace injuries are caused by something that could affect customers as well. One example of this is when employees are exposed to asbestos.
When a worker is injured on the job, the worker can seek worker's compensation benefits. Workers' compensation benefits can help the worker financially during the recovery process. These benefits are typically paid through insurance companies.
There are many types of jobs that can result in serious injuries or even death. Some professions require employees to handle dangerous chemicals on a daily basis. Other workplaces are dangerous because of the heavy machinery or equipment that is necessary for production.
The Government Accountability Office (GAO) - a watch-dog or investigative branch of the U.S. government - indicates that individuals injured on the job today are simply ignoring or deciding to forgo reporting their injury or filing a workers' compensation claim. The American Law Journal (ALJ) TV provides some insight behind the GAO's conclusion.
Many work injuries that are reported in newspapers revolve around serious injuries like brain or back injuries. In the worst cases, employees are killed as result of dangers in their workplace.
Some will recall the news story when a college student working as a videographer fell from a tall scissor lift. Another accident similar to that one occurred just outside of Lakewood, Colorado, when a man died from an on-the-job accident.
The Burlington Northern Santa Fe Corporation - or BNSF Railway - is one of the largest railways operating today. It has thousands of miles of track which cross through 28 states, including Colorado. It has also proven to be a very dangerous place to work.
Workers' compensation is an insurance and benefits system whereby workers injured on the job receive medical care, lost wages and retraining or rehabilitation for a different vocation if they are unable to return to their job due to an injury. Other benefits may include payments for certain defined disabilities and for families of workers killed on the job.
Typically when a worker is injured on the job, they will amass hospital bills and lose wages during their recovery time. For many, they can get workers' compensation that can help alleviate some of that financial strain.
Winter has arrived. And in Colorado, winters are known for attracting an influx of out-of-state visitors who come for the beautiful scenery and excellent skiing. Skiing can be a dangerous sport; skiers can fly down the side of a mountain at great speeds, dodging trees and boulders.
Getting injured on the job will obviously take its physical toll on the hurt employee. But what many do not realize is that a work injury can also emotionally drain an employee. Often a work injury will force an employee to take time off from work to recover; during that time they may struggle with finances and hospital bills that need to be paid.